/* Imagine Insurance Services
   Palette taken from the logo: balloon blue #8BC6FE, wordmark gray #626262. */
:root{
  --sky:        #8BC6FE;   /* logo balloon */
  --sky-mid:    #4E9BE0;
  --sky-deep:   #1B6BAE;   /* accessible blue for text + buttons */
  --sky-ink:    #10456F;
  --wash:       #F0F7FE;
  --wash-2:     #E2EFFB;
  --gray:       #626262;   /* logo wordmark */
  --ink:        #2E3033;
  --muted:      #6E7176;
  --line:       #D9E5F1;
  --flame:      #E08A2B;   /* burner accent, used sparingly */
  --white:      #FFFFFF;
  --shell:      1220px;
  --r:          16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0; background:var(--white); color:var(--ink);
  font-family:"Lato",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:18px; line-height:1.65; -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,.wordmark{font-family:"Outfit",system-ui,sans-serif; color:var(--ink); line-height:1.15; letter-spacing:-.015em;}
h1{font-size:clamp(2.1rem,4.4vw,3.35rem); font-weight:700; margin:0 0 .5em;}
h2{font-size:clamp(1.6rem,2.8vw,2.25rem); font-weight:700; margin:0 0 .55em;}
h3{font-size:1.28rem; font-weight:600; margin:0 0 .4em;}
h4{font-size:1.05rem; font-weight:600; margin:0 0 .3em;}
p{margin:0 0 1.1em; max-width:70ch}
a{color:var(--sky-deep)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--sky-mid); outline-offset:3px; border-radius:4px}
img{max-width:100%; height:auto}
.shell{max-width:var(--shell); margin:0 auto; padding:0 24px}
.lede{font-size:1.16rem; color:var(--gray)}

/* ---- header ---- */
.topbar{background:var(--sky-ink); color:#DCEBF8; font-size:.92rem}
.topbar .shell{display:flex; gap:18px; justify-content:space-between; align-items:center; min-height:42px; flex-wrap:wrap}
.topbar a{color:#fff; text-decoration:none; font-weight:700}
.topbar a:hover{text-decoration:underline}
header.site{position:sticky; top:0; z-index:60; background:rgba(255,255,255,.97); border-bottom:1px solid var(--line); backdrop-filter:saturate(160%) blur(6px)}
.headrow{display:flex; align-items:center; gap:24px; padding:14px 0}
.logo img{display:block; width:214px}
nav.main{margin-left:auto; display:flex; align-items:center; gap:3px; flex-wrap:wrap}
nav.main a, nav.main summary{
  display:block; padding:9px 11px; border-radius:10px; text-decoration:none;
  color:var(--gray); font-weight:700; font-size:.95rem; font-family:"Outfit",sans-serif; cursor:pointer;
  white-space:nowrap;
}
nav.main a:hover, nav.main summary:hover{background:var(--wash); color:var(--sky-deep)}
nav.main a.on{color:var(--sky-deep); background:var(--wash-2)}
details.drop{position:relative}
details.drop summary{list-style:none; display:flex; align-items:center; gap:7px}
details.drop summary::-webkit-details-marker{display:none}
details.drop summary::after{content:""; width:7px; height:7px; border-right:2.5px solid currentColor; border-bottom:2.5px solid currentColor; transform:rotate(45deg) translateY(-2px)}
details.drop[open] summary{background:var(--wash-2); color:var(--sky-deep)}
details.drop .menu{
  position:absolute; top:calc(100% + 8px); left:0; min-width:250px; background:#fff;
  border:1px solid var(--line); border-radius:14px; padding:8px; box-shadow:0 18px 40px -18px rgba(16,69,111,.45); z-index:70;
}
details.drop .menu a{padding:10px 12px; font-size:.95rem}
.callbtn{
  background:var(--sky-deep); color:#fff !important; padding:11px 17px !important; border-radius:999px;
  margin-left:6px;
  box-shadow:0 8px 20px -10px rgba(27,107,174,.9);
}
.callbtn:hover{background:var(--sky-ink) !important; color:#fff !important}
.navtoggle{display:none}

/* ---- buttons ---- */
.btn{display:inline-block; font-family:"Outfit",sans-serif; font-weight:600; text-decoration:none;
  padding:14px 26px; border-radius:999px; border:2px solid transparent; font-size:1.02rem; cursor:pointer}
.btn.primary{background:var(--sky-deep); color:#fff; box-shadow:0 12px 26px -14px rgba(27,107,174,1)}
.btn.primary:hover{background:var(--sky-ink)}
.btn.ghost{border-color:var(--sky-mid); color:var(--sky-deep); background:#fff}
.btn.ghost:hover{background:var(--wash)}
.btn.light{background:#fff; color:var(--sky-ink)}
.btnrow{display:flex; gap:14px; flex-wrap:wrap; align-items:center; margin:1.4em 0 .9em}

/* ---- hero ---- */
.hero{background:linear-gradient(180deg,var(--wash) 0%, #fff 78%); overflow:hidden; border-bottom:1px solid var(--line)}
.hero .shell{display:grid; grid-template-columns:1.05fr .95fr; gap:44px; align-items:center; padding-top:56px; padding-bottom:56px}
.hero h1{max-width:15ch}
.hero .lede{max-width:52ch}
.scene{width:100%; height:auto}
.balloon-drift{animation:drift 9s ease-in-out infinite; transform-origin:center}
@keyframes drift{0%,100%{transform:translateY(0)} 50%{transform:translateY(-14px)}}
@media (prefers-reduced-motion:reduce){.balloon-drift{animation:none}}
.pagehero{background:var(--wash); border-bottom:1px solid var(--line); padding:46px 0 40px}
.pagehero h1{margin-bottom:.35em}
.pagehero p{max-width:62ch; margin-bottom:0}
.crumb{font-family:"Outfit",sans-serif; font-weight:600; color:var(--sky-deep); font-size:.95rem; margin:0 0 .6em}

/* ---- sections ---- */
section{padding:64px 0}
section.tight{padding:44px 0}
section.wash{background:var(--wash)}
.horizon{display:block; width:100%; height:56px; color:var(--wash)}
.sechead{max-width:62ch; margin-bottom:34px}
.sechead p{margin-bottom:0}

/* ---- content pieces ---- */
.split{display:grid; grid-template-columns:1.15fr .85fr; gap:44px; align-items:start}
.trio{display:grid; grid-template-columns:repeat(3,1fr); gap:22px}
.duo{display:grid; grid-template-columns:repeat(2,1fr); gap:22px}
.card{background:#fff; border:1px solid var(--line); border-radius:var(--r); padding:26px}
.card h3{color:var(--sky-ink)}
.card p:last-child{margin-bottom:0}
.card .mark{width:44px; height:44px; margin-bottom:14px; display:block}
.feature{
  background:#fff; border:1px solid var(--line); border-left:5px solid var(--sky);
  border-radius:12px; padding:24px 26px;
}
.feature h3{margin-bottom:.25em}
.feature p:last-child{margin-bottom:0}
.stack{display:grid; gap:16px}
.panel{background:var(--wash); border-radius:var(--r); padding:30px}
.panel.deep{background:var(--sky-ink); color:#E8F2FB}
.panel.deep h2,.panel.deep h3{color:#fff}
.panel.deep a{color:#BEDDF7}
ul.checks{list-style:none; padding:0; margin:0 0 1.1em; display:grid; gap:11px; max-width:66ch}
ul.checks li{position:relative; padding-left:34px}
ul.checks li::before{
  content:""; position:absolute; left:0; top:.42em; width:19px; height:19px; border-radius:50%;
  background:var(--sky); box-shadow:inset 0 0 0 2px #fff, 0 0 0 2px var(--sky);
}
ul.plain{padding-left:1.2em; max-width:66ch}
ul.plain li{margin-bottom:.5em}
.qa{border-top:1px solid var(--line); padding:22px 0}
.qa:last-child{border-bottom:1px solid var(--line)}
.qa h3{margin-bottom:.3em}
.qa p:last-child{margin-bottom:0}
table.compare{width:100%; border-collapse:collapse; font-size:1rem; margin-bottom:1.2em}
table.compare th,table.compare td{border:1px solid var(--line); padding:13px 15px; text-align:left; vertical-align:top}
table.compare thead th{background:var(--wash-2); font-family:"Outfit",sans-serif; color:var(--sky-ink)}
table.compare tbody th{background:var(--wash); font-weight:700; width:26%}
.timeline{display:grid; gap:18px; counter-reset:step}
.step{display:grid; grid-template-columns:56px 1fr; gap:18px; align-items:start}
.stepnum{
  width:56px; height:56px; border-radius:50%; background:var(--wash-2); color:var(--sky-ink);
  display:grid; place-items:center; font-family:"Outfit",sans-serif; font-weight:700; font-size:1.25rem;
}
.step p:last-child{margin-bottom:0}
.cta-band{background:var(--sky-ink); color:#E8F2FB; padding:56px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#CBE2F5}
.cta-band .shell{display:grid; grid-template-columns:1.2fr .8fr; gap:36px; align-items:center}
.callout{background:var(--wash); border:1px solid var(--line); border-radius:12px; padding:18px 20px; font-size:.98rem; color:var(--gray)}
.callout strong{color:var(--ink)}
.tiny{font-size:.86rem; line-height:1.6; color:var(--muted)}
.phone-note{font-size:.86rem; color:var(--muted); max-width:60ch; margin:.2em 0 0}
.contactline{font-family:"Outfit",sans-serif; font-weight:700; font-size:1.5rem; color:var(--sky-ink); text-decoration:none}
form.lead{display:grid; gap:16px; max-width:640px}
form.lead label{font-family:"Outfit",sans-serif; font-weight:600; font-size:.98rem; display:grid; gap:6px}
form.lead input,form.lead select,form.lead textarea{
  font:inherit; font-size:1rem; padding:12px 14px; border:1px solid var(--line); border-radius:10px; background:#fff; color:var(--ink);
}
form.lead input:focus,form.lead select:focus,form.lead textarea:focus{outline:3px solid var(--sky-mid); outline-offset:1px; border-color:var(--sky-mid)}
.consent{display:grid; grid-template-columns:24px 1fr; gap:12px; align-items:start; font-size:.9rem; color:var(--gray)}
.consent input{width:20px; height:20px; margin-top:3px}

/* ---- footer ---- */
footer.site{background:#F6F9FC; border-top:1px solid var(--line); padding:52px 0 30px; margin-top:0}
.fgrid{display:grid; grid-template-columns:1.3fr .9fr .9fr; gap:40px; margin-bottom:34px}
footer.site img.flogo{width:210px; margin-bottom:14px}
footer.site h4{font-size:1rem; color:var(--sky-ink); margin-bottom:.7em}
footer.site ul{list-style:none; padding:0; margin:0; display:grid; gap:9px}
footer.site a{color:var(--gray); text-decoration:none; font-size:.98rem}
footer.site a:hover{color:var(--sky-deep); text-decoration:underline}
.disclosures{border-top:1px solid var(--line); padding-top:26px; display:grid; gap:14px}
.disclosures p{font-size:.85rem; line-height:1.6; color:var(--muted); max-width:none; margin:0}
.disclosures strong{color:var(--gray)}

figure.photo{margin:0}
figure.photo img{display:block; width:100%; border-radius:18px; object-fit:cover}
.photoband{padding:34px 0 0}
.photoband img{height:380px; object-fit:cover}
.laneshot{border-radius:14px; height:210px; width:100%; object-fit:cover; margin-bottom:20px; display:block}
.headshot{border-radius:18px; width:100%; max-width:330px; display:block; margin-bottom:18px}
.splitphoto img{height:320px}
.bio{display:grid; grid-template-columns:minmax(240px,320px) 1fr; gap:48px; align-items:start}
.bio .headshot{max-width:100%; position:sticky; top:120px}
.bio p{max-width:68ch}
.heroshot img{display:block; width:100%; height:auto; border-radius:22px; box-shadow:0 30px 60px -34px rgba(16,69,111,.55)}
/* reviews */
.reviews{display:grid; grid-template-columns:repeat(3,1fr); gap:22px}
.reviews.two{grid-template-columns:repeat(2,1fr)}
.review{position:relative; margin:0; background:#fff; border:1px solid var(--line); border-radius:18px; padding:30px 28px 24px;
  display:flex; flex-direction:column}
.review::before{content:"\201C"; position:absolute; top:6px; left:22px; font-family:"Outfit",sans-serif;
  font-size:4.2rem; line-height:1; color:var(--sky)}
.review blockquote{margin:22px 0 18px; font-size:1.02rem; color:var(--ink)}
.review blockquote p{margin:0}
.review figcaption{margin-top:auto; font-family:"Outfit",sans-serif; font-weight:600; color:var(--sky-ink)}
.review figcaption span{display:block; font-family:"Lato",sans-serif; font-weight:400; font-size:.9rem; color:var(--muted)}
.review.wide{grid-column:span 2; background:var(--wash)}
.review.wide blockquote{font-size:1.14rem}
/* locations */
.locations{display:grid; grid-template-columns:.95fr 1.05fr; gap:44px; align-items:center}
.camap{width:100%; max-width:500px; height:auto; display:block; margin:0 auto}
.office{display:grid; grid-template-columns:auto 1fr; gap:3px 16px; padding:20px 0; border-top:1px solid var(--line)}
.office:last-child{border-bottom:1px solid var(--line)}
.office .pin{grid-row:span 4; width:30px; margin-top:4px}
.office h3{margin:0; font-size:1.3rem}
.office .role{font-family:"Outfit",sans-serif; font-weight:600; font-size:.88rem; color:var(--sky-deep); letter-spacing:.02em}
.office p{margin:0; font-size:.98rem; color:var(--gray)}
.office .ophone{font-family:"Outfit",sans-serif; font-weight:700; font-size:1.2rem; color:var(--sky-ink); text-decoration:none}
.office .ophone:hover{text-decoration:underline}
.officecards{display:grid; grid-template-columns:repeat(3,1fr); gap:20px}
.lanes{display:grid; grid-template-columns:1fr 1fr; gap:26px}
.lane{
  border:1px solid var(--line); border-radius:20px; padding:32px 30px 28px; background:#fff;
  display:flex; flex-direction:column;
}
.lane.people{background:linear-gradient(180deg,#fff 0%, var(--wash) 100%)}
.lane.work{background:linear-gradient(180deg,#fff 0%, #F4F7FA 100%)}
.lane svg.laneart{width:100%; max-width:280px; height:auto; margin:0 auto 18px; display:block}
.lane h2{font-size:1.6rem}
.lane .who{font-family:"Outfit",sans-serif; font-weight:600; color:var(--sky-deep); font-size:.98rem; margin:0 0 .5em}
.lane ul.checks{margin-bottom:1.3em}
.lane .lanefoot{margin-top:auto; padding-top:6px}
.contactblock{
  border:1px solid var(--line); border-left:5px solid var(--sky); border-radius:14px;
  padding:26px 28px; background:#fff;
}
.contactblock p{margin-bottom:.5em}
.bigphone{font-family:"Outfit",sans-serif; font-weight:700; font-size:2rem; color:var(--sky-ink); text-decoration:none; line-height:1.2; display:inline-block}
.bigphone:hover{text-decoration:underline}
@media (max-width:1000px){
  .lanes{grid-template-columns:1fr}
  .locations,.bio{grid-template-columns:1fr}
  .bio .headshot{position:static; max-width:320px}
  .reviews,.reviews.two,.officecards{grid-template-columns:1fr}
  .review.wide{grid-column:auto}
  .hero .shell,.split,.cta-band .shell{grid-template-columns:1fr}
  .trio{grid-template-columns:1fr 1fr}
  .fgrid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  body{font-size:17px}
  .photoband img,.splitphoto img{height:220px}
  .headrow{flex-wrap:wrap; gap:12px}
  .logo img{width:190px}
  nav.main{order:3; width:100%; margin-left:0; gap:2px}
  nav.main a,nav.main summary{padding:8px 10px; font-size:.92rem}
  details.drop .menu{position:static; box-shadow:none; margin-top:6px}
  .trio,.duo{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  section{padding:48px 0}
  .hero .shell{padding-top:36px; padding-bottom:36px}
  table.compare,table.compare tbody,table.compare tr,table.compare td,table.compare th{display:block; width:100%}
  table.compare thead{display:none}
  table.compare td{border-top:none}
  table.compare tbody th{width:100%; border-bottom:none}
}