Imagine benefits that make sense.
We do two things. We help employers put together group coverage that employees will actually use. And we help people sort out Medicare when they turn 65 or when their plan stops fitting. Same agency, same phone number, same straight answers.
By calling this number, you will be connected with a licensed insurance agent who can answer questions about the plans we offer.
Which side are you on today?
Some people find us for one and come back for the other — the owner who set up the company plan calls again at 65.
For employers
Group Benefits
Two employees or two hundred. We shop the market, explain the trade‑offs in plain numbers, and handle the renewal so it does not land on your desk in the last week of the plan year.
- Group health quoted across all the major carriers
- Dental, vision, life, and disability built around your budget
- Voluntary benefits your team pays for, at group rates
- Renewal and enrollment support, not just a quote in the spring
For individuals and families
Medicare
Turning 65, retiring later than that, or looking at a plan that changed on you in January. We compare what is actually available in your county against your doctors and your prescriptions.
- Medicare Advantage and Medicare Supplement compared side by side
- Part D drug plans checked against your own medication list
- Enrollment windows explained before you miss one
- Dental and vision coverage to fill what Medicare leaves out
Three hometowns. One broker.
Bill has lived and worked in the South Bay and on the Central Coast, and today the agency is based in Bakersfield. Clients from all three still call — so each has its own local number, and every one of them reaches Bill. Because most of this work happens by phone and video, we help businesses and individuals anywhere in California.
Bakersfield
Where we are based today, serving businesses and individuals across Kern County and the southern Central Valley.
(661) 741-0232Campbell
Bill lived and worked here for years. Clients and referrals across San Jose, Campbell, and Santa Clara County still call this number.
(408) 498-9799Arroyo Grande
Another place Bill called home. Serving San Luis Obispo County and the Five Cities area, from Pismo Beach down to Santa Maria.
(805) 272-4002By calling any of these numbers, you will be connected with a licensed insurance agent who can answer questions about the plans we offer. No forms, no call center.
An independent agency works for you, not for one company
We are appointed with multiple insurance carriers across both group health insurance and Medicare. This allows us to compare plans from several companies side by side, rather than presenting you with just one option.
Whether you are shopping for group health insurance or Medicare, you pay the same premium whether you enroll directly with the insurance carrier or work with us as your broker. Having an agent does not increase your rate, and choosing not to use an agent does not lower it.
Our role is to help you evaluate your options, choose coverage that fits your needs, and provide ongoing service and support.
Meet Bill
What clients say
Business owners, employees, and people new to Medicare, in their own words.
There is no one else I would’ve had help me navigate the health insurance world other than Bill! He is so knowledgeable, professional, friendly and reliable. I felt so overwhelmed with all of the different insurance plans available but he broke it down to me and made it all seem manageable and understandable. He asked me a few questions regarding my healthcare needs, gave me his honest opinion on the best plan for me and he took it from there. Never did I think the process could be so easy and straightforward.
Talking to Bill really set my mind at ease regarding my options for Medicare and what steps to take next. Bill is easy to talk with and very knowledgeable. He was open to answering all my questions on the phone and even suggested an in person appointment so he could show me the choices I have and what would be the best fit for my situation.
I highly recommend Bill for your Health Insurance needs. He is knowledgeable and really cares about his clients. On a number of occasions I’ve called him just to get information on options available and he’s always been very helpful and took the extra step to make sure I understood what was best for my situation. Really good guy with old school customer service.
I have gotten to know Bill personally over the last few years, and am impressed with his thorough understanding of medical insurance and his customer-centric business practices. I’m very comfortable recommending him to people who need medical insurance and Medicare supplement insurance.
Reviews are from actual clients and reflect their individual experiences. Your experience may differ.
Bring your questions. There is no charge for the conversation.
Whether it is one Medicare card or a company census, the first call is the same: tell us what you are trying to solve. [Mon-Fri, 9:00am - 5:00pm].
By calling this number, you will be connected with a licensed insurance agent who can answer questions about the plans we offer. There is no cost or obligation to talk. Or email Bill@imagineins.com.