About
Meet Bill Georgenton
Owner of Imagine Insurance Services. Employee benefits for California businesses, Medicare guidance for the people who work in them.
Bill Georgenton
Owner, Imagine Insurance Services
Licensed insurance broker — CA License #0F95452
Two kinds of clients, one way of working
Hi, I’m Bill Georgenton, the owner of Imagine Insurance Services and an independent insurance broker serving individuals, families, and businesses throughout California.
Most of my work is with small and growing companies. For more than 15 years I have sat down with business owners to build employee benefits programs they can actually afford — medical, dental, vision, life, disability, and voluntary coverage — and then to defend those programs against rising costs at every renewal. It is detailed work, and it is the part of the business I know best.
The other half of what I do is Medicare. Some of it comes from those same companies. An owner turns 65, a long‑time employee retires, someone leaves group coverage and suddenly has to make a decision they have never had to think about before. Rather than hand those people to a stranger, I learned that side of the business too. Now I work with anyone approaching Medicare eligibility, retiring, leaving employer coverage, or simply wanting a second look at the plan they already have.
I have also lived in a few corners of the state. Years in Campbell and San Jose, time in Arroyo Grande on the Central Coast, and now home base in Bakersfield. The clients and referrals from each of those places stayed with me, so each one still has its own local number — and each one still reaches me.
Serving both has turned out to be the best part of the job. Relationships last. I have clients whose group plan I set up years ago and whose Medicare I handle now, and clients who found me for Medicare and later called about coverage for their own staff.
How I work
The approach does not change between the two. Listen first. Explain the options in plain language, including the parts that are inconvenient. Then let you make an informed decision that fits your situation and your budget — on your timeline, not mine.
I am independent, which means I am not tied to one insurance company’s products. What I recommend depends on what fits, and if what you already have is the right answer, I will tell you that too.
By calling this number, you will be connected with a licensed insurance agent who can answer questions about the plans we offer.
What that looks like in practice
For business owners
Design, implement, and manage a benefits program: medical, dental, vision, life, disability, and voluntary coverage. Marketed at renewal, not rubber‑stamped.
For individuals on Medicare
Medicare Advantage, Medicare Supplement, and prescription drug plans, compared against your own doctors and medications before you enroll.
For people in between
Working past 65, retiring, or leaving a group plan. The transition is where the costly mistakes happen, and it is worth one phone call to get right.
In their words
Bill Georgenton is very knowledgeable, friendly, and professional. I appreciate his thorough analysis of my question regarding health insurance which clearly laid out the options in a written format that I could understand. …
Talking to Bill really set my mind at ease regarding my options for Medicare and what steps to take next. Bill is easy to talk with and very knowledgeable. He was open to answering all my questions on the phone and even suggested an in person appointment so he could show me the choices I have and what would be the best fit for my situation.
I highly recommend Bill for your Health Insurance needs. He is knowledgeable and really cares about his clients. On a number of occasions I’ve called him just to get information on options available and he’s always been very helpful and took the extra step to make sure I understood what was best for my situation. Really good guy with old school customer service.
There is no one else I would’ve had help me navigate the health insurance world other than Bill! He is so knowledgeable, professional, friendly and reliable. I felt so overwhelmed with all of the different insurance plans available but he broke it down to me and made it all seem manageable and understandable. He asked me a few questions regarding my healthcare needs, gave me his honest opinion on the best plan for me and he took it from there. Never did I think the process could be so easy and straightforward.
Reviews are from actual clients and reflect their individual experiences. Your experience may differ.
The short version
- Owner of Imagine Insurance Services, an independent brokerage
- Serving individuals, families, and businesses across California
- Based in Bakersfield, with local lines in Campbell and Arroyo Grande
- More than 15 years in employee benefits
- Licensed in California — CA License #0F95452
- Appointed with [X] group carriers and [X] Medicare organizations
- No fee to individuals for Medicare help
Talk to the person who will still be handling your account next year.
No script, no pressure, and no obligation to buy anything.
By calling this number, you will be connected with a licensed insurance agent who can answer questions about the plans we offer. There is no cost or obligation to talk. Or email Bill@imagineins.com.